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Financial Review > 3. Use Credit Wisely

3. Use Credit Wisely

Credit is not a dirty word and is sometimes necessary. However there are tricks to the trade. For example, paying off your credit card in full at the end of each month will avoid interest costs or comparing a bank personal loan to finance offered from a dealer when purchasing car. Research the market, ask for help if necessary and shop around. Check your credit history to identify ways to improve your status, if necessary.